Universal Credit
Straight answers to common UC questions—so you can plan your MoneyFlow with confidence and avoid last‑minute stress.
What this category covers
Universal Credit can feel complex. We focus on the everyday questions: how much you might get, when payments land, how assessment periods work, and what happens if deductions apply.
Plan your month with confidence
- Understand assessment periods, statement dates and typical payment timelines
- See how changes of circumstances can affect your award
- Learn how deductions and advances work, and the options to reduce or reschedule them
If money is tight
Well show practical steps to steady your MoneyFlow: budgeting templates, how to talk to providers, and where to find independent support. If youre comparing borrowing, read our guidance first and use eligibility checkers that dont impact your score.
Explore the Financial Fitness Hub Learn about personal loans See our credit card hub
Information is general guidance only. Universal Credit is administered by the Department for Work and Pensions (DWP). Always check your online journal or speak to your work coach for up-to-date advice.
Latest on Universal Credit
Guides and explainers from the 118 118 Money team. New articles are added regularly.
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