What is 118 118 Money’s No Foreign Transaction Fee Credit Card?
It’s the overseas credit card to help you get away. A specialist international credit card that promises there’ll be no fees from us for using it abroad.
With many of the best credit cards for travel abroad, the headline rates might look attractive – but some charge you interest on any cash you withdraw overseas. And that can add to the cost of your holiday without you even realising it.
But the 118 Money Credit Card does things differently.
You can get a credit limit of up to £2,000 and there’s one simple, flat interest rate. There’s also up to 51 days in interest-free purchases and cash withdrawals if you pay your balance off in full each month. Dollar, euro or yen – we won’t charge you a fee to use your 118 118 Money Credit Card it abroad.
So, no horrible surprises to come home to.
Using the 118 118 Money Credit Card abroad
Using a credit card abroad often means paying for the privilege – the cost of paying in a foreign currency or incurring a fee for taking out cash from the airport ATM, for example.
Think of it like this.
You spend the equivalent of £50 for dinner in France. With a different card, it could cost you 3% or £1.50 extra for that meal in euros. Now imagine doing this a few times a day while on holiday. See how quickly the costs can build up?
We thought there had to be an easier way. So, we’ve created the 118 118 Money Credit Card – where all you’ll pay is one simple, manageable interest rate.
- No fees for paying in dollars, euros, yen or any other currency.
- No extra fees full stop.
- No fees from us for using an ATM*.
So, rest assured that using your credit card abroad won’t add extra charges to your next statement.
*We do not charge any fees. However, third-party vendors may charge you for using their ATM.
How much will a 118 118 Money No Foreign Transactions Fees credit card save you each trip?
Assuming you spend £1000 while traveling on holiday. Other cards might charge you 3% on all of your foreign travel spend. This equals £30 saved on each trip.
Am I eligible for a Credit Card that’s free to use abroad?
Before you apply, use our eligibility checker, which will give you an idea of whether you’ll be approved as well as the credit limit we’ll be able to offer. And you can get all of that without it affecting your credit score.