Council Tax
Understand bands, discounts and exemptions to keep your monthly MoneyFlow steady.
What this category covers
Council Tax touches almost every UK household. Here you'll find practical explainers on bands, discounts and exemptions, life changes (moving home, single occupancy, students, disability reductions), and how to check or challenge your bill.
Why it matters for your Financial Fitness
Getting Council Tax right keeps your monthly MoneyFlow predictable. Small wins like confirming the right band or applying for a discount can lower outgoings and reduce stress, helping you stay on track with savings, repayments and goals.
How 118 118 Money can help
- Learn steady habits in our Financial Fitness Hub, from budgeting to building an emergency buffer.
- If you're reorganising bills or consolidating balances, explore personal loans with clear, fixed monthly repayments.
- Prefer card-based spending control? Review our credit card guidance and eligibility tools.
- Need to talk to someone? Visit customer support for human help and signposts to free, independent advice.
Common moments we cover
- Moving home and updating your bill
- Single-person discount
- Student and apprenticeship status
- Disability and severe mental impairment exemptions
- Empty or second homes
What you'll take away
- Where to check your band and challenge errors
- How discounts and exemptions work and who qualifies
- How to spread payments, avoid arrears and get support
- Checklists you can follow in minutes
Ready to make progress today? Explore the guides below as they go live, or head to our Financial Fitness Hub for more everyday money wins.
Latest Council Tax articles
Explore step-by-step explainers and checklists as new guides are published.
